Business Line of Credit
Apply for a True Line of Credit™ with Real-Time Decisions
Select the amount you wish to borrow:
Choose your repayment term
How frequently do you want to make payments?
What Is a TRUE Line of Credit?
You’ll know what you’re getting with a Headway Capital line of credit. Our transparent terms mean no hidden fees and no surprises.
A revolving line of credit lets you borrow up to your limit and borrow more as you repay — without having to reapply.
Our unique underwriting model looks at the big picture of your business and allows us to consider more than just your credit score.
Your Headway Capital line of credit is available to you 24/7/365, with funds deposited in your account by the next business day.
Move Your Business Forward with a True Line of Credit
A business line of credit is similar to a business credit card — you use it as you need it. However, with a Headway Capital true line of credit, you can choose to make weekly or monthly payments and borrow more as your principal is paid down.
Up to $50,000
12, 18 or 24 months
Weekly or monthly
Loan TypeBusiness line of credit
Clear CostClear payment terms, interest does not compound, no penalty for early payoff
How a Line of Credit from Headway Capital Works
Apply online for a credit limit of up to $50,000. When we evaluate your application, we consider more than just your credit score.
You borrow through your online account. You can draw money as often as you like, up to your available credit limit, with funding by the next business day.
You choose from several flexible repayment options. As you repay your outstanding principal, that money becomes available for you to draw again.
You must have been in business for at least one year.
Your business must have a revenue of $50,000 or greater.
Check our Rates & Terms to see if we serve your state.
A Lending Partner You Can Count On
Headway Capital's mission is to provide access to a “true” line of credit so you can access the money you need to run your business. Due to the open-ended access customers receive with our line of credit, Headway Capital is more flexible than most merchant cash advances and invoice receivable agreements. Ultimately, we’re looking to form a long-term partnership with you so we can see your business succeed.
Headway Capital uses the latest security technology, including Secure Socket Layer (SSL) encryption, McAfee SECURE™ and Verisign™, to ensure that your business and personal information is safe.
Headway Capital is part of Enova International (NYSE: ENVA), a leading online lender. Enova has serviced over $15 billion in loans to more than 3 million consumers since 2004.